Private stablecoin payments

Send money
like a text.

Pay anyone with just their phone number. Confidential USDG transfers on Robinhood Chain, encrypted end-to-end with FHE + ZK. They don't need a wallet, an app, or a seed phrase to get paid.

$0to receive
0avg settle
100%amounts hidden
โ€น New payment ๐Ÿ”’
$ USDG
FHE amount ZK proof phone-routed
SEND TO A PHONE NUMBER โ€ข CONFIDENTIAL USDG โ€ข FHE-ENCRYPTED AMOUNTS โ€ข ZK PROOFS โ€ข NO WALLET TO RECEIVE โ€ข ROBINHOOD CHAIN โ€ข NO SEED PHRASE โ€ข INSTANT SETTLEMENT โ€ข SEND TO A PHONE NUMBER โ€ข CONFIDENTIAL USDG โ€ข FHE-ENCRYPTED AMOUNTS โ€ข ZK PROOFS โ€ข NO WALLET TO RECEIVE โ€ข ROBINHOOD CHAIN โ€ข NO SEED PHRASE โ€ข INSTANT SETTLEMENT โ€ข
how_it_works

Three taps. No wallet in sight.

Sending money on-chain shouldn't feel like on-chain. HOOD USDP hides the addresses, the keys, and the amounts โ€” you just enter a number and hit send.

๐Ÿ“ฑ
01

Enter a phone number

Type any phone number like you're sending a text. HOOD USDP routes it to the recipient's private on-chain account โ€” creating one for them if they don't have it yet.

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02

Amount gets encrypted

The value is sealed with fully homomorphic encryption before it ever hits the chain. A zero-knowledge proof confirms the transfer is valid without revealing how much moved.

โœ…
03

They just get paid

The recipient gets a text with a claim link. No app download, no seed phrase, no gas. They cash out to Robinhood, a bank, or hold it as USDG.

privacy_by_default

Public rails. Private amounts.

Most stablecoin transfers broadcast exactly how much you sent, to whom, forever. HOOD USDP keeps the settlement on a public chain but seals the sensitive parts โ€” so your payment history stays yours.

FHE

Encrypted amounts

Balances and transfer values are computed while still encrypted โ€” the network verifies math it can't read.

ZK

Zero-knowledge validity

Each payment carries a proof that it's funded and correct, without exposing sender, receiver, or value.

#

Phone-routed identity

A number maps to a stealth account. No public address to dox, track, or link back to you.

chain_explorer.liveRobinhood Chain
amounts sealed with FHE ยท sender & receiver hidden by ZK
features

Built to feel like cash, settle like crypto.

No wallet required to receive

Recipients claim with a phone number and a text โ€” HOOD USDP provisions a private account behind the scenes. Onboarding a friend takes one message, not one afternoon.

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Near-instant

Settles on Robinhood Chain in ~1.8s, any hour, any day.

๐Ÿช™

USDG-native

Every balance is a fully-backed USDG stablecoin. No volatility, no surprises.

๐ŸŒŽ

Cross-border

A number in another country works the same as one next door.

๐Ÿงพ

Private notes

Attach an encrypted memo only you and the recipient can read.

get_started

Try a private payment.

Enter a phone number, seal an amount, and watch it settle โ€” no wallet, no seed phrase, no exposed balance.

we'll text you a link ยท never your keys

faq

The short version.

Do recipients need a crypto wallet?

No. A recipient claims funds from a text link. HOOD USDP creates a private on-chain account for them automatically โ€” they never touch a seed phrase.

Can anyone see how much I sent?

No. Amounts are encrypted with FHE and validated with zero-knowledge proofs. The transfer settles publicly, but the value, sender, and receiver stay hidden.

What is USDG?

USDG is a fully-backed stablecoin. Balances in HOOD USDP are held and moved as USDG, so a dollar stays a dollar.

Which chain does it run on?

Robinhood Chain. Settlement is fast and low-cost, and there's no gas for the person receiving a payment.